{"id":3413,"date":"2025-11-02T21:43:06","date_gmt":"2025-11-02T21:43:06","guid":{"rendered":"https:\/\/kooyanews.tg\/?p=3413"},"modified":"2025-11-02T21:43:07","modified_gmt":"2025-11-02T21:43:07","slug":"togo-indemnisation-des-victimes-daccident-de-la-circulation-les-pratiques-dexpertise-medicale-et-technique-en-cours-dharmonisation","status":"publish","type":"post","link":"https:\/\/kooyanews.tg\/index.php\/ecofinance\/togo-indemnisation-des-victimes-daccident-de-la-circulation-les-pratiques-dexpertise-medicale-et-technique-en-cours-dharmonisation\/","title":{"rendered":"Togo\/Indemnisation des victimes d\u2019accident de la circulation: les pratiques d\u2019expertise m\u00e9dicale et technique en cours d\u2019harmonisation"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">Le r\u00f4le des assureurs est essentiel pour garantir une indemnisation juste, rapide et \u00e9quitable des victimes d\u2019accidents de la circulation. Mais malheureusement, des lenteurs, divergences d\u2019appr\u00e9ciation voire parfois m\u00eame des incompr\u00e9hensions entre les compagnies d\u2019assurances, entravent ce processus d\u2019indemnisation.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">La question pr\u00e9occupe les autorit\u00e9s togolaises qui attache une grande importance \u00e0 la a modernisation du secteur des assurances et \u00e0 l\u2019am\u00e9lioration du cadre r\u00e9glementaire. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">A cet effet, du 30 et 31 octobre 2025, un s\u00e9minaire sur la contribution des experts techniques automobiles et m\u00e9dicaux dans le processus d\u2019indemnisation des victimes d\u2019accident de la circulation, s\u2019est tenu \u00e0 Lom\u00e9.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Repr\u00e9sentants des directeurs de soci\u00e9t\u00e9s d\u2019assurances et de courtage, experts techniques et m\u00e9dicaux, repr\u00e9sentants des forces de l\u2019ordre, repr\u00e9sentants de l\u2019ordre des avocats du Togo, cadre et charg\u00e9s des sinistres des compagnies d\u2019assurances Non-vie et journalistes, ont pris part, \u00e0 cette rencontre organis\u00e9e par la direction des assurances.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Les travaux ont \u00e9t\u00e9 consacr\u00e9e \u00e0 analyser les difficult\u00e9s que rencontrent les victimes d\u2019accident de la circulation dans le processus d\u2019indemnisation et proposer des solutions concert\u00e9es en vue de rendre fluide le r\u00e8glement des sinistres. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Concr\u00e8tement, les participants ont eu \u00e0 passer les pratiques dans la production des rapports d\u2019expertise tant technique que m\u00e9dicale, pr\u00e9alable \u00e0 l\u2019indemnisation des pr\u00e9judices physiques comme mat\u00e9riels subies par les victimes des accidents de la circulation.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u00ab\u00a0L&rsquo;expertise, qu&rsquo;elle soit m\u00e9dicale ou technique, constitue une \u00e9tape cruciale dans le r\u00e8glement des sinistres. C&rsquo;est sur la base de vos rapports, de vos \u00e9valuations et de votre rigueur professionnelle que reposent la justesse des indemnisations et la cr\u00e9dibilit\u00e9 m\u00eame du syst\u00e8me d&rsquo;assurance\u201d, d\u00e9clarait le Directeur national des assurances, Koffi Mas\u00e9 Elom ASSIGNON, a \u00e0 l\u2019ouverture des travaux, saluant la vision du Pr\u00e9sident du Conseil, Faure Essozimna GNASSINGBE qui a per\u00e7u ces difficult\u00e9s et a d\u00e9cid\u00e9 de cr\u00e9er un minist\u00e8re charg\u00e9 des assurances.<\/p>\n\n\n\n<figure class=\"wp-block-gallery has-nested-images columns-default is-cropped wp-block-gallery-1 is-layout-flex wp-block-gallery-is-layout-flex\">\n<figure class=\"wp-block-image size-large\"><img fetchpriority=\"high\" decoding=\"async\" width=\"1016\" height=\"762\" data-id=\"3418\" src=\"https:\/\/kooyanews.tg\/wp-content\/uploads\/2025\/11\/1000292790.jpg\" alt=\"\" class=\"wp-image-3418\" srcset=\"https:\/\/kooyanews.tg\/wp-content\/uploads\/2025\/11\/1000292790.jpg 1016w, https:\/\/kooyanews.tg\/wp-content\/uploads\/2025\/11\/1000292790-300x225.jpg 300w, https:\/\/kooyanews.tg\/wp-content\/uploads\/2025\/11\/1000292790-768x576.jpg 768w\" sizes=\"(max-width: 1016px) 100vw, 1016px\" \/><\/figure>\n<\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">Il a \u00e9galement relev\u00e9 que le s\u00e9minaire s&rsquo;inscrit dans la dynamique impuls\u00e9e par la Conf\u00e9rence Interafricaine des March\u00e9s d&rsquo;Assurances (CIMA), qui \u0153uvre pour une meilleure protection des assur\u00e9s.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Les  communications, suivies des \u00e9changes ont donc permis, deux jours durant, d\u2019identifier les obstacles qui freinent le r\u00e8glement rapide des sinistres, d\u2019harmoniser les pratiques d&rsquo;expertise, de renforcer la collaboration entre les acteurs, et, in fine, am\u00e9liorer le service rendu aux assur\u00e9s et aux victimes.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Le s\u00e9minaire a d\u00e9bouch\u00e9 sur des recommandations concr\u00e8tes et un plan d&rsquo;action en faveur d&rsquo;une indemnisation plus efficace et harmonis\u00e9e au Togo. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Les accidents de la circulation constituent aujourd&rsquo;hui un v\u00e9ritable fl\u00e9au social. Ils causent chaque ann\u00e9e de nombreuses pertes en vies humaines, des traumatismes graves et d&rsquo;importants dommages mat\u00e9riels. D\u2019o\u00f9 l\u2019importance de rendre plus transparente, plus rapide et plus humaine la gestion des sinistres.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Ognadon<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Pour vos reportages, annonces et publicit\u00e9s, contactez (00228) 91284171\/79910266; E-mail: maximinayena@gmail.com<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Le r\u00f4le des assureurs est essentiel pour garantir une indemnisation juste, rapide et \u00e9quitable des victimes d\u2019accidents de la circulation. Mais malheureusement, des lenteurs, divergences d\u2019appr\u00e9ciation voire parfois m\u00eame des incompr\u00e9hensions entre les compagnies d\u2019assurances, entravent ce processus d\u2019indemnisation. La question pr\u00e9occupe les autorit\u00e9s togolaises qui attache une grande importance \u00e0 la a modernisation du [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":3417,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[28],"tags":[165,236,237],"class_list":["post-3413","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ecofinance","tag-assurances","tag-cima","tag-sinistres"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.0 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Togo\/Indemnisation des victimes d\u2019accident de la circulation: les pratiques d\u2019expertise m\u00e9dicale et technique en cours d\u2019harmonisation - KOOYA NEWS<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/kooyanews.tg\/index.php\/ecofinance\/togo-indemnisation-des-victimes-daccident-de-la-circulation-les-pratiques-dexpertise-medicale-et-technique-en-cours-dharmonisation\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Togo\/Indemnisation des victimes d\u2019accident de la circulation: les pratiques d\u2019expertise m\u00e9dicale et technique en cours d\u2019harmonisation - KOOYA NEWS\" \/>\n<meta property=\"og:description\" content=\"Le r\u00f4le des assureurs est essentiel pour garantir une indemnisation juste, rapide et \u00e9quitable des victimes d\u2019accidents de la circulation. Mais malheureusement, des lenteurs, divergences d\u2019appr\u00e9ciation voire parfois m\u00eame des incompr\u00e9hensions entre les compagnies d\u2019assurances, entravent ce processus d\u2019indemnisation. 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